Insurance Planning Services in Portland, CT

Insurance isn’t just about policies—it’s about protecting your family, your assets, and your financial future. At Carollo & Associates, we provide personalized insurance planning in Portland, CT and surrounding communities—helping you choose coverage that fits your goals and complements your overall financial strategy.

Why Work with a Financial Advisor for Insurance Planning

If you’re like many individuals and families in Portland, Glastonbury, or across Middlesex County, insurance decisions can feel overwhelming. Policies vary in cost, coverage, and complexity, and it’s not always clear how they fit into your long-term plan.



As both CPAs and financial advisors, we review your entire financial picture—investments, retirement plans, tax strategies—and recommend insurance solutions that align with your needs. Our goal is to help you protect what matters most while staying cost-effective and tax-aware..

What Our Insurance Planning Services Include

We help you evaluate, select, and maintain insurance coverage that supports your overall financial health:

  • Life insurance – Term, whole life, and universal life options
  • Disability insurance – Protecting your income in case of illness or injury
  • Long-term care insurance – Planning for future healthcare needs
  • Policy reviews to ensure existing coverage is still the best fit
  • Beneficiary designations that align with your estate plan

Insurance products are issued by third-party carriers. Guarantees are based on the claims-paying ability of the issuing company.

Tennis racket and ball on a clay court, casting shadows in the sunlight.

Integrating Insurance with Your Financial Plan

The right insurance choices can reduce financial risks and complement other parts of your plan. We coordinate:

  • Estate planning strategies to protect and transfer assets
  • Business succession planning for business owners
  • Tax-efficient approaches to funding policies and managing payouts


Why Choose Carollo & Associates for Insurance Planning

When you work with us, you get:

  • Independent, product-agnostic guidance tailored to your goals
  • Coordination with your tax, retirement, and investment strategies
  • A trusted local advisor who understands the Connecticut market and regulations
  • Ongoing reviews to adjust coverage as your needs change


Plan for Tomorrow, Today

Whether you’re reviewing existing policies or starting from scratch, we’ll help you make confident, informed decisions.

Looking Beyond Insurance?

Your protection plan is just one part of your financial security. At Carollo & Associates, we also provide:

  • Comprehensive retirement planning for every stage of life
  • Investment management aligned with your risk tolerance and goals
  • Year-round tax planning to maximize your after-tax wealth

Because we’re both CPAs and financial advisors, we can create strategies that work together—helping you protect what you’ve built while growing your financial future.